About This Site

TakeHomePayCalculatorUK.com is a free, independent calculator site that helps people in the United Kingdom understand what they actually keep from their pay. Every calculator uses the official rates published by GOV.UK for the 2026/27 tax year — the same rates employers' payroll software uses.

The site is not affiliated with HMRC, GOV.UK or any government body, and it is not a firm of accountants. Figures are estimates for guidance: individual circumstances — tax codes, benefits in kind, multiple jobs, pension scheme type — can change the exact numbers on a real payslip.

How the calculators work

All calculations run in your own browser. No salary you type is sent to a server or stored. The engine applies, in order: pension contributions (net pay arrangement), the Personal Allowance including the £100,000 taper, banded income tax (UK bands or Scotland's six bands), National Insurance, and student loan repayments at the official plan thresholds.

Corrections

Rates are checked against GOV.UK whenever they change. If you spot an error, please tell us via the contact page — accuracy is the whole point of the site.